Q: How Much Should You Spend Initially?
A: First, one must establish what portion of one's investment funds are to be diverted. We recommend that investors divert 20-30% of their investment dollars into numismatics.

Q: How Fast?
A: The rate at which an investor builds a portfolio is strictly a personal matter. Many prefer to take advantage of current market prices by making a large initial investment in a portfolio of U.S. rare coins and keeping themselves on a steady accumulation program.

Q: What About A Spread?
A: The purchase of rare coins should ohly be done with the long term future i mind, because of the front end load that coins carry. Although, very common coins can be purchased on "tight spreads". Thje purchase o the average rare coin from SDL is analogous to buying an OTC stock that bids 1, asks 1 5/8. This spread includes acquisition cost, certification fees, postage, commissions, and, and of course, a profit.

Q: What About Pricing?
A: No one is giving away rarity and staying in business. We are no exception! We pride ourselves on selecting only coins that we would wish to reacquire in the future. Not all coins in a particular grade meet our high standards of aesthetic beauty. They must have "eye appeal" beyond their technical grade. When your purchase is complete, your invoice will reveal individual coin prices. Compare them in publications such as the Coin Dealer Newsletter, The Red Book or Numismatic News to determine if the pricing is fair.