The reason for buying coins are clear:



1. Inflation, Compounded Returns, World Market Fluctuations, The Constitution, and Privacy.

2. It is in your best interests, however, to engage in some intelligent research in order for you to make intelligent purchases.

3. As the U.S. dollar value diminishes, inflation continues to climb, oil prices increase, so will the price of gold.



The bottom line is: “You can never go wrong in buying and selling real constitutional money!‿





WHY SHOULD I BUY COINS?



Purpose:


1. Rare American coins have been one of the best wealth transfer tools for generations.



Seldom has anything been conveyed that carries as much history and value as a top quality cabinet of rare coins.
Over the long term, U.S. rare coins have always increased in value.
This fundamental fact can be verified by an examination of their overall track record, dating back nearly 200 years.
When inflation is perceived as a problem, the masses suddenly become coin "collectors," and, due to the nature of a fixed supply market, coin values soar.
In the time span 1977-1980 the average coin realized gains of over 200% per year!




Common Sense:



Throughout history, man has always been intrigued with the notion of possessing

that which will render value - either initially, or at some later point in time. That philosophy of inherent value applies to that which is also pleasing to the eye. coins, due to the laws of supply and demand, have always served as an object of value for many. The supply is fixed and the demand is growing. Collectively, these and many other motivations serve as the explanation for why people

gravitate to coins of value.



The Most rewarding aspect of numismatics involves the set completion of a particular type or style of coin. Over time, one may assemble the finest or most complete set of many coin types. A 4 piece 20th century gold set can be completed within a month at a cost of about $3000.00 the 18th century

gold set consists of three different coins. It would take 6-12 months to complete this set, a cost exceeding $25,000.00. The three dollar gold series of 1854-1889 is a worthwhile endeavor few can accomplish; it would take 5-15 years and hundreds of thousands of dollars to acquire the main pieces. And an undetermined period (and pocketbook!) to pry loose the few ultra-rarities. Such a set, however, would be worth far more than the sum of its parts, thus illustrating the wisdom of completing a full set.





Buying Coins



How Much?



1. First, one must establish what portion of one’s investment funds are to be diverted. We recommend that investors divert 20-30% of their investment dollars into numismatics.



How Fast?



2. The rate at which an investor builds a portfolio is strictly a personal matter. Many prefer to take advantage of current market prices by making a large initial investment in a portfolio of U.S. rare coins and keeping themselves on a steady accumulation program.



Spread?



3. The purchase of rare coins should be done with the long term future in mind because of the front end load that coins carry, although very common coins can be purchased on “tight spreads.‿ The purchase of the average rare coin from SDL is analogous to buying an OTC stock that bids 1, asks 1 - 5/8. This spread includes acquisition cost, certification fees, postage, commissions, and, of course, a profit.



Pricing:



No one is giving away rarity and staying in business. We are no exception! We pride ourselves on selecting only coins that we would wish to reacquire

in the future. Not all coins in a particular grade meet our high standards of aesthetic beauty. They must have “eye appeal‿ beyond their technical grade.

When your purchase is complete your invoice will reveal individual coin prices. Compare them in publications such as the Coin Dealer Newsletter, The

Red Book or Numismatic News to determine if the pricing is fair.



When Should I Buy Coins?



Timing:

Generally speaking, if interest rates have been rising steadily for a sustained period, rare coin purchases should be carefully considered. Historically,

this economic climate has resulted in a high point for coin values and inflation. During 1988-92, however, inflation was all but forgotten. Many coins fell to 10 year lows! Clearly, we see 1993-94 as a prime acquisition period.



Length of Hold:



U.S. rare coins are long term investments - not overnight speculations. The longer you hold your coins the more appreciation you should see. One man, Mr Harold Bareford, bought coins in 1956 and died in 1979. His heirs traded in the coins in 1980 and realized an appreciation of over 8500%. Had the Bareford heirs held the coins until 1985, they would have realized an appreciation of almost 43,000% in 29 years! Investors must have strong hands and hold their investment portfolio a sufficient time to realize the highest returns possible.